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Hello I am Paul Formentin, I am your local Refund Home Loans Territory Manager for Bayswater/Bassendean and surrounding areas.
Paul Formentin
Mortgage Broker for:
Balcatta, Craigie, Hillarys, Kallaroo, Kingsley, Padbury, Woodvale... moreHello I am Paul Formentin, I am your local Refund Home Loans Territory Manager for Balcatta and surrounding areas.
Refund Home Loans are mortgage brokers with a difference! We actually share our commission with our clients! Not only do we not charge any fee for our service – we actually pay you part of the commission we receive from the banks!
That’s a REAL CASH REFUND! Plus you get the support and expertise that comes from dealing with a Company that has a national network of brokers and decades of combined experience in the lending Industry.
I am dedicated to customer service.
I will do everything I can to make the borrowing process go smoothly and with a minimum of fuss and stress. I will do all the legwork for you and take the hassle out of choosing you the right loan. I will keep you informed on the progress of your loan and after settlement. I personally deliver your refund cheque and keep in contact to make sure everything is working out. So whether you are buying your first home, borrowing to invest, refinancing for any purpose, consolidating debts, or just want to ask questions, I promise to save you time as well as money.I will get you the most suitable deal from our many Lenders.
Refund Home Loans can access loans from over 25 of Australia’s leading lenders and banks, including small local building societies and non-traditional lenders. The process starts with carefully assessing your needs, then working hard to get you the most suitable deal I can from our panel of lenders. Why would you go chasing around 25 different lenders, when you can have me do it for you!I can assist you:
- If you are a First Home Owner (including the First Home Owners Grant)
- Are an Investor looking to expand your investment portfolio
- If you are building a Home
- If you are an Owner Occupier
- If you’re Employed or Self Employed (Lo-Doc & No-Doc Loans)
- If you are looking to Refinance
- With Debt Consolidation
- If you have had some credit problems or don’t want to have to prove your income
- If you’re over 60 and want to find a way to release some of your equity to provide income in your retirement
This is my promise to you. I will:
- Listen to your needs and carefully assess your circumstances
- Help you make an informed decision by researching and comparing products from our panel of over 25 leading lenders
- Complete all the paperwork, while talking you through and helping you understand the financial jargon
- Liaise with lenders, real estate agents, solicitors and other professionals on your behalf
- Keep you fully informed of the progress of your loan application right through to settlement
All this, plus a REAL CASH REFUND from the Lenders Commission! Why would you call anyone else!
Testimonials
Hi Paul
Paul Formentin from Refund Home Loans took not just the hard work but all the work out of finding the right home loan for me. He was always available to answer any questions I had and made the daunting task of buying a house go very smoothly. Best of all is the refund cheque I received after settlement, which went towards purchasing things for my new home.
Kellee Kemp
Dear Paul,
With the new house settled and the removalists finished, I finally have a chance to write and thank you for all your work and assistance in arranging our home loan.
As you’re aware, even though this is the fourth house we’ve bought, this is the first time we’d used a mortgage broker. Having used the same bank for our home loans over several years, we had assumed we were getting the best value. It was only once you showed me the range of home loan products available from a large number of lenders - our bank being one of them - that I realised a loan from a non-bank lender with a very good interest rate and features I expected only from a bank, was available.
You were of great assistance in getting all the paperwork together, and kept in contact all the way through the application process, which kept us reassured that things were always moving. I was impressed that you even tracked me down while I was holidaying overseas to let me know we’d secured approval.
I must also say that receiving the refund cheque was something of a pleasant bonus!
I will continue to thoroughly recommend you as a mortgage broker who will look after his customers and deal with them with honesty and integrity.
Regards,
Steve Worner
10 August 2010
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