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Hello I am Gerard Roffey, I am your local Refund Home Loans Territory Manager for Chelsea and surrounding areas.
Gerard Roffey
Mortgage Broker for:
Arthurs Seat, Aspendale, Aspendale Gardens, Blairgowrie, Bonbeach, Braeside, Chelsea, Chelsea Heights, Dromana, Edithvale, Frankston, Frankston East, Frankston Heights, Frankston South, Karingal, Karingal Centre, Mccrae, Mordialloc, Mordialloc North, Parkdale, Rosebud West, Safety Beach, Sorrento, Waterways... moreLocal knowledge and experience.
I am Gerard, and I own and manage the Refund Home Loan franchise that looks after the Parkdale to Bonbeach area (see above for all the suburbs).
As a mortgage broker my aim is to help you select the most appropriate loan for you. I am here to make the loan process easier for you, as well as providing loan products that suit you, and of course you get a Cash Refund. If you’re a first home buyer, ask me about our unique FIRST HOME BUYERS KIT.
I have been a mortgage broker since 2003 and I am a Mortgage and Finance Association of Australia (MFAA) Accredited Mortgage Consultant. This means that when you choose an MFAA member you have the confidence that you’re working with someone that has the knowledge and integrity to find the loan that is appropriate for your circumstances.
Customer Service
I will do everything I can to make the borrowing process go smoothly and with a minimum of fuss and stress. I will do all the legwork for you and take the hassle out of choosing the right loan. I will liaise with solicitors, conveyancers, the lender, valuers, real estate agents, and other professionals on your behalf. I will keep you informed on the progress of your loan and after settlement. I personally deliver your refund cheque and keep ongoing contact to make sure everything is working out. So whether you are buying your first home, borrowing to invest, refinancing for any purpose, consolidating debts, or just want to ask questions, I promise to save you time as well as money.
A Loan That Suits You
Refund Home Loans can access loans from over 25 of Australia’s leading lenders and banks, including small local building societies and non-traditional lenders. Don’t think that the loan with the cheapest interest rate is all that is needed. With hundreds of loan options in the marketplace, it can be a minefield of mistakes. The process starts with carefully assessing your needs, explaining the loan options to you in easy to understand language, then working hard to get you the most suitable deal I can from our panel of lenders. Why would you go chasing around 25 different lenders, when you can have me do it for you!
Where I Can Help:
- PRE-APPROVALS for home or investment purchases
- FIRST HOME OWNER
- INVESTORS looking to expand your investment portfolio
- CONSTRUCTING your home
- SELF EMPLOYED (with or without financials)
- Looking to REFINANCE for a better deal
- DEBT CONSOLIDATION
- Had some CREDIT PROBLEMS
- Unlocking the equity in your home for RENOVATIONS OR LIFE GOALS
- REVERSE MORTGAGES
And remember, I could get you the SAME loan with the SAME lender as anyone else, but I give you a CASH REFUND! Yes, I pay you to do business with us! Why would you call anyone else?
Testimonials
Gerard from Refund Home Loans did an excellent job in finding the best lender for our home loan. He even went above & beyond in helping us when we encountered a problem prior to settlement. Everything in the end turned out perfect. When we received our refund cheque it was the icing on the cake!
P&P Markakos
I was very happy with the service provided by Gerard at Refund Home Loans. He was very knowledgeable and really took the time to explain everything in detail to us. I found the financial table he made for us detailing options and all the interest repayments etc very helpful. Gerard was organised, patient, and very friendly to deal with. I will certainly use his services again in the future. A Ram.
Refund Home Loan’s approach has always been very professional and I would highly recommend them to all my family and friends. S&S Ramaswamy
Gerard was always contactable when needed and willing to help out when needed. We had unusual circumstances with the builder and architect, however Gerard got it sorted out fine in the end which we are thankful for. His professionalism was much appreciated. N Brockwell
Gerard was a great help – made everything easy. J&J Andrews
"Continue with the way you are doing things. You have always been happy to provide me with help whenever I have needed it.” K Clarkson
Gerard Roffey is a credit representative (CR No. 400132) of BLSSA Pty Ltd (Australian Credit Licence No. 391237)
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