I have over 23 years experience in the banking and mortgage industry. I am an Accredited Mortgage Consultant and a member of the Mortgage Industry Association of Australia (MIAA). I personally abide by my own strict code of ethics and professional conduct and to maintain the prior mentioned memberships I must work within the codes of conduct set by these organisations also.

I do not spare any effort in doing the best I can in helping my clients obtain their goals, whether this is for home ownership, investment, debt reduction, life-style, a commercial enterprise, or any other scenario they may wish to explore. I believe in doing the right thing by my clients, by treating them with respect and honesty, keeping them informed and always being available to them. It is my aim to retain client's long term.

What originally attracted me to become a Refund Home Loan (RHL) franchisee, was not only being able to help clients with their lending needs, but the concept of actually providing a financial reward to the client by sharing the commission that the banks pay us!

If you are able to acquire a loan through an alternative broker or bank - Come to us. We will get you the same loan using the same lender with a REAL CASH REFUND.

Testimonials

Dear Refund Home Loans,

My wife and I thought it was only appropriate if we put something in writing to express our sincere gratitude for the service we have received throughout our refinancing process with Refund Home Loans.

As first home buyers at the end of 2005 we purchased our first home after seeking assistance and advice through a large well known brokerage service. After 11 months our financial circumstances changed and we were required to refinance our home loan in a hurry. After contacting our initial broker on three separate occasions for assistance he was not at all interested in taking the time to assist us.

At this stage we recalled watching a story on TV which mentioned a brokerage service that offer a refund from their commission. We located the Refund Home Loan website and were very impressed with comments left by very satisfied customers. After leaving a message on the voice service, Neville Pedler contacted us back within a matter of minutes. He was extremely helpful in his initial advice over the phone and due to our hastiness to get the ball rolling, he was offered to come over to our home that night.

Even though refinancing was a very stressful and difficult decision for us we were made to feel at ease by the way Neville explained information to us, nothing was too much trouble. Neville's communication was clear, concise, his service was always prompt and he was always available to answer any little question we had. We were more than impressed with the turn around times with the whole process, due to his hard work. We are receiving a $600 refund just for choosing Refund Home Loans which is amazing! And due to Neville's prompt services we will now also receive 40% of our Lenders Mortgage Insurance (LMI) back, that's an extra $2400 in our pocket, all thanks to Neville's hard work which allowed us to beat the 12 month deadline and receive this LMI refund.

My wife and I highly recommend Neville to any person wishing to refinance and receive high quality advice and prompt excellent service.

Thank you once more Neville, we really appreciate the hard work and dedication you put into assisting us, keeping us informed and explaining it all in simple terms.

WOODCROFT, SA

Refund Finance & Leasing

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