Hello I am Denise Shaw, I am your local Refund Home Loans Territory Manager for the Lower Blue Mountains, Penrith and surrounding areas.

Contact Today!


Denise Shaw

Mortgage Broker for:

Blaxland, Bullaburra, Bulls Camp, Castlereagh, Cranebrook, Faulconbridge, Glenbrook, Hawkesbury Heights, Hazelbrook, Lawson, Linden, Llandilo, Penrith, Springwood, St Marys, Sun Valley, Valley Heights, Wentworth Falls, Werrington, Winmalee, Woodford, Yellow Rock... more

Refund Home Loans are mortgage brokers with a difference! We actually share our commission with our clients! Not only do we not charge any fee for our service – we actually pay you part of the commission we receive from the banks!

That’s a REAL CASH REFUND! Plus you get the support and expertise that comes from dealing with a Company that has a national network of brokers and decades of combined experience in the lending Industry.

I am dedicated to customer service.

I will do everything I can to make the borrowing process go smoothly and with a minimum of fuss and stress. I will do all the legwork for you and take the hassle out of choosing you the right loan. I will keep you informed on the progress of your loan and after settlement. I personally deliver your refund cheque and keep in contact to make sure everything is working out. So whether you are buying your first home, borrowing to invest, refinancing for any purpose, consolidating debts, or just want to ask questions, I promise to save you time as well as money.

I will get you the most suitable deal from our many Lenders.

Refund Home Loans can access loans from over 25 of Australia’s leading lenders and banks, including small local building societies and non-traditional lenders. The process starts with carefully assessing your needs, then working hard to get you the most suitable deal I can from our panel of lenders. Why would you go chasing around 25 different lenders, when you can have me do it for you!

I can assist you:


All Refund Brokers are members of the Mortgage and Finance Association of Australia (MFAA) and comply with their stringent rules and regulations, which in turn give our clients peace of mind knowing their interests, are being looked after.

This is my promise to you. I will:


All this, plus REAL CASH REFUND from the Lenders Commission! Why would you call anyone else!


To have Denise contact you please fill out the form below!



CALL Refund Home Loans
1300 733 863

Refund Finance & Leasing

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