call us now on 1300 733 863
Hello I am Andrew An, I am your local Refund Home Loans Territory Manager for Concord and surrounding areas.
Andrew An
Mortgage Broker for:
Belfield, Belmore, Birrong, Burwood, Burwood Heights, Concord, Croydon, Croydon Park, Enfield, Enfield South, Potts Hill, Regents Park, Strathfield, Strathfield South... moreWhy Choose Andrew An?
G.Dip.App.Fin / Cert.IV.Fin.Serv / B.App.Sci
Accredited Mortgage Consultant (AMC) with over 12 years experience in Financial Services covering Mortgage Broking, Funds Management, Stock Market and Pricing Analysis. Member of Mortgage & Finance Association of Australia (MFAA) and Credit Ombudsman Service Limited (COSL).
No charge. A professional service that does not cost you anything. Instead, you are paid cash back from commissions received for taking out a loan through one of our lenders. By doing business with us, we will share our commission with you.
Disclosure. There are no tricks or hidden agendas. All commissions and applicable loan fees and charges are fully disclosed and explained. Any question or query in relation to your loan and requirements will be answered promptly.
Refinancing, Investing, First Home Buyer, Equity/Shares Finance, Reverse Mortgages, Commercial Loans, Business/Personal Loans, Debt Consolidation. Whatever your needs, we will find a lender and product to meet your requirements.
Education. A step-by-step approach with a full needs analysis without all the jargon. In an easy to understand, plain and simple language, you will be guided through every step of obtaining the most suitable loan product.
Wide selection. Over 30 different lenders and hundreds of different products to choose from. Including household names like Commonwealth Bank, Westpac, NAB, Suncorp, Citibank, AMP, ING, BankWest, Homeside Lending; Building Societies, Credit Unions and Non Bank Lenders.
Available at a time that best suits you. Whether you are available during the day, night or on weekends, we can arrange a convenient time to arrange a meeting without obligation or consultation fees.
No worries. Taking out a loan can be a complex and stressful task involving a lot of paperwork and most importantly, time. Let us take the worries off you and do it all for you.
Testimonials
“This testimonial is long overdue but I still have to write it and praise Andrew’s professionalism. As a first time home buyer with my wife, learning all the ins and outs was a daunting task. However Andrew made it so easy for us to understand. Andrew is a person that is willing to go the extra mile to get the best product for you.
He is well informed with today’s financial news and explains everything clearly. He is friendly and easily approachable if you have something you don’t understand. What I find outstanding is that after dealing with my mortgage Andrew still keeps us well informed of what is happening with the interest rates. I know without hesitation I will recommend Andrew to all my families and friends. I sincerely thank you Andrew for making our dream of home ownership so easy for us.”
Jimmy & Vivian C, NSW
"As a first home buyer, I needed all the help and advice I could get, in very plain and simple to understand English. I didn’t know where to start or who to ask until I was referred to Andrew by a couple who had recently used his services. To put simply, Andrew basically hand held me through the entire process and made buying a property and finding the right loan, not as daunting and stressful as I thought it was going to be. He was very professional yet down to earth; honest and reliable and someone who knew the home loan market inside out. He was extremely patient with all my endless questions which I’m sure would have driven many people insane! Thank you Andrew for your excellent service, understanding and guidance. Without all your help, I would probably still be renting and owning a home would still have been a dream. Thank you for making my dream come true so easily."
Sophie C, NSW
"My wife and I decided to buy a home after the property we were renting became more and more expensive to live in, so I checked on the internet to find good broker. After extensive research I found Refund Home Loans and I contacted Andrew to get the right advice and find an appropriate loan product which fitted in our budget to obtain our first dream home. We were very satisfied with the loan products offered and especially Andrew’s assistance, friendly support and prompt replies to any of our questions. Andrew was very helpful from start to finish. He gave us a very educational presentation about the various home loan packages offered by the different banks/lenders and the value that his business brings to the table. I may even be the no. 1 client to have taken the longest time to find a property for whom he provided his service and assistance for around 2 years and never ever hesitated to answer any of my questions (even if I asked same question a couple of times). He even stayed back and came in to the office on weekends couple of times to assist me. I have now bought a home and am telling all my friends about the wonderful service and assistance from Andrew, because it is for real! He is still looking after us even after we have closed the purchase. Now that is fantastic customer service!"
Nandish & Dipal S, NSW
"I found Andrew An to be very professional and friendly to deal with. He was able to share and explain his exceptional in-depth knowledge on home loan products out there in plain English. His service meant that I could focus on searching for the perfect property. I highly recommend Andrew as he will no doubt off-load confusion and stress associated with finding and settling on the right home loan for everyone out there."
John L, NSW
"Andrew was a God-send to my fiancé (now wife) and I. With our wedding approaching and the escalating costs involved, we were looking to maximise the benefits of our individual investment properties and through Andrew's professionalism and knowledge of the most suitable and beneficial products available, we were able to make very significant savings on each of our re-finance options. Andrew was an absolute pleasure to deal with, deciphering a lot of the jargon which comes with most loan products and was in constant contact with us regarding any updates to our loan applications. He helped both of us secure much lower interest rate payments and now as newly-weds, we are so grateful for those savings he was able to achieve for us. We could not recommend Andrew's professional services as well as his friendly and personable nature enough to others looking at the different loan options available to them."
Diem T & EJ S, NSW
"I am very happy with the services that Refund Home Loans (through Andrew An) has provided me. I found Refund Home Loans is very genuine and pays attention to detail and are very flexible. Their advice is very well thought out and the information provided is up-to-date and reliable. All in all the services are excellent and I would go back again in the future."
Phiphat N, NSW
"We are new in Australia and have been renting since, my wife and I decided to buy a house after the property we were renting became financially unaffordable, so to speak. So we shopped around for a house but almost every realty agent was asking us if we have a pre-approved loan. So we then did the next best thing, talk to the banks and ask for their best products for us. We were satisfied with the products however, it was more like a one way traffic, the banks take and take. So we talked to some brokers and it was the same. Luckily a family friend learned that we were looking to buy a home and told us that he has learned about this broker who gives refunds for the loans. To make the long story short, I contacted Andrew and we met. Gave me a brief but very educational presentation about the home loan packages of different banks and the value that his business brings to the table. Now 6 months after the first meeting, I have already bought a house and am spreading the word about Andrew’s business because it is for real! Did I mention that he is still looking after us even after we have closed the purchase? Now that is superb customer service!"
Jon E, NSW
"Buying our first home and planning our wedding at the same time caused extra pressure and time restraints and without Andrew’s help we would not have coped. Andrew was very helpful from start to finish. He was very understanding, professional and went above and beyond his role. He made time for us and even travelled out to see us in the late afternoons. I definitely recommend Andrew and his services"
Paul & Malisha G, NSW
"I have and continue to work in a bank and can access employee benefits in relation to home loans. So I was surprised that Refund Home Loans not only offered a portion of their commission as “cash back” but could offer a loan more competitive than my current loan at discounted employee rates! Not only did Andrew assist me in finding the most competitive rate, his time and effort in explaining the different attributes of the many different products and lenders in the market and the detailed comparisons he provided, made me assured that I was getting the best deal in the market and most importantly, peace of mind. This personalised service was provided with utmost professionalism and expertise and at a time that suited my busy schedule. Here is a home loan consultant who tailors the right loan for the individual, and turns a potential headache into a fantastic cost saving and opportunity. Now that’s customer service!"
Derek C, NSW
"We have a large family and do not have much time to ourselves. We had found ourselves living beyond our means so we rang Refund Home Loans for assistance. The very friendly and helpful loan officer was a pleasure to work with. Andrew put himself out to help us work out the best solution and got us back on track again. Thank you Andrew, we are going to have a good Christmas this year.”
The Cullens Family, NSW
"We are delighted with the service of Refund Home Loans. We were looking for a home loan to refinance and we were referred to Andrew. He was great. He stayed back late to meet us and was very informative. We signed the contracts understanding the product fully and we were totally satisfied. He even kept in touch after everything was settled to follow up on any problems and/or questions! Thank you Andrew, you were professional and yet so understanding. We'll definitely recommend you to our family and friends."
Julie & Ian H, NSW
"Of all the mortgage brokers I spoke with, Andrew was the most understanding and professional regarding my needs for a new home loan. He was able to show me all the products on the market and I was delighted with the outcome. Your assistance and your service were excellent. Thank you Refund Home Loans! And thank you Andrew!"
Peter L, NSW
"I found Andrew's services during the home loan process invaluable. He was 100% devoted in helping me understand the many issues and found an appropriate loan that met my needs. He is very knowledgeable and extremely helpful sorting out problems I encountered. He resolved all my questions in a timely manner and always ensured that I understood it. I would not hesitate to recommend his services to anyone I know."
Quoc T N, NSW
“Buying a house is a very stressful time and confusion over various loan products adds to the confusion. I am very happy that I chose Andrew as my mortgage broker. He helped me in finding the best loan and giving advice over many other aspects of property investment. My overall experience of working with him has created lot of trust and I can now recommend him to any of my friends. He delivered on his promises and that’s the way I like it. I look forward to working with him for my future property investments.”
Vikas C, NSW
“I highly recommended Refund Home Loans for all buyers who are time poor and don't have the professional knowledge about home loans. Andrew explained and took me through the home loan process from start to finish. It made the stressful process of buying a home loan a lot more enjoyable. Then to top off the experience, he gave me a rebate on the commission he received. Thanks for all your hard work and the extra money too!"
Min Y, NSW
"Andrew’s service is outstanding. He was very efficient and provided timely feedbacks. There are many brokers out there in the market and it’s very difficult to select one that is reliable and has a sound knowledge of their loan products. Andrew is definitely my recommendation!”
Eddie L, NSW
"Being a first home buyer, I am more than a little hesitant about doing it myself. To my great surprise I found the process quite simple & I have no doubt the reason for this was that Andrew made it as simple as ABC. Andrew met up with me at my convenience & took me through the process step by step, always stopping to ask if I understood as we went along. I was treated like a friend rather than just another person trying to get a loan. Andrew, I would like to thank you for your excellent service and infinite patience. You have been so efficient, friendly and professional. I would have absolutely no hesitation in recommending Andrew to my friends."
Kim Y, NSW
“As a first time home buyer, the process of not only looking for the right home and organising finance was completely daunting and time consuming. Andrew was invaluable in helping us arrange finance allowing us to focus on finding the right home loan. A consummate professional at all times, Andrew explained the process and products thoroughly, kept us informed through the process and ensured our needs were met. A few days before settlement, Andrew picked up on an error in our loan set up and tirelessly followed up with the provider allowing us to settle on time! I would highly recommend Andrew”.
Elizabeth Y, NSW
"As a first home buyer, I was absolutely new to the home-buying process and had no idea of what was involved. Added to this, my situation was also a little complicated. Andrew helped me through the entire process and went the extra miles until the settlement. Very happy!"
Edward S, NSW
"As a new immigrant, everything is new and stressful. Buying house is absolutely challenging task to me. Andrew provided outstanding service with his subject matter of the expertise through the process. Without Andrew’s assistance, it must be much more stressful work to purchase my first home in Australia. Thanks Andrew and well done."
Youngchul J, NSW
"We found Andrew and Refund Home Loans on the net and must say we were very happy we did. His service was superb from start to finish. He took the time and effort to ensure we were aware of all our options instead of pushing a particular product at us. His advice has been spot-on throughout the whole process which shows that he is well-informed and on-top-of-his-game. We were selling, then building a house and were expecting a lot of issues with financing but Andrew had made the whole process quite hassle-free. We recommend him to anyone looking for a good broker. We will definitely go back to Andrew should we look at moving again or refinancing in the future.”
Dan & Laura, NSW
"To say that Andrew was helpful is like saying that Nelson Mandela was a patient man."
"If you could bottle and sell his endless good qualities, the shelves would be bare of Andrew in no time!”
Robert & Caroline H, QLD
Related Links
| Mortgage & Finance | |
| Mortgage & Finance Association of Australia (MFAA) - | www.mfaa.com.au |
| Office of State Revenue (OSR) - | www.osr.nsw.gov.au |
| Credit Ombudsman Service Limited (COSL) - | www.creditombudsman.com.au |
| Australian Taxation Office (ATO) - | www.ato.gov.au |
| Property | |
| Property search tools - | www.realestate.com.au |
| www.domain.com.au | |
| www.residentmanager.com.au | |
| Architecture & Interiors - | www.jnparch.com.au |
| Solicitors & Conveyancers | |
| Logical Legal Solicitors & Barristers - | www.logicallegal.com.au |
| Legal & Company Solicitors - | legalandco@optusnet.com.au |
| Accounting Services | |
| Chartered Accountant - | www.raymondconsulting.net.au |
| Other partners | |
| Health & Fitness - | www.bjchealth.com.au |
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