Debra Nicholls

Mortgage Broker for:

Nowra, Swanhaven, Woodstock... More >>

Caretaker Mortgage Broker for:

Pebbly Beach, Rosedale, Sunshine Bay... Akolele, Alfredtown, Alma Park, Alpine, Ando, Anembo, Arable, Araluen, Araluen North, Ashmont, Avoca, Avon, Avonside, Aylmerton, Back Creek, Badja, Ballalaba, Balldale, Balmoral, Bangadilly, Bargo, Barrack Heights, Barrack Point, Barragga Bay, Barren Grounds, Barrengarry, Batehaven, Batemans Bay, Beaumont, Belanglo, Belfrayden, Beloka, Belowra, Benandarah, Bendoura, Bergalia, Berlang, Bermagui, Berridale, Berrima, Berry Jerry, Bibbenluke, Bidgeemia, Big Springs, Billilingra, Bimbimbie, Bingie, Binjura, Birdlip, Blackbutt, Bobundara, Boco, Bodalla, Boeill Creek, Bombala, Bombay, Bombo, Bomen, Bondi Forest, Bong Bong, Book Book, Boorga, Boorooma, Borambola, Boree Creek, Boro, Bourkelands, Bowna, Bowral, Braemar, Braemar, Braidwood, Bredbo, Brocklesby, Brookdale, Broulee, Brucedale, Buckenbowra, Buckenderra, Budawang, Budgong, Bukalong, Bulee, Bulgary, Bull Plain, Bullio, Bumbalong, Bungarby, Bungendore, Bunyan, Buraja, Burra, Burradoo, Burrandana, Burrawang, Burrumbuttock, Buxton, Byadbo Wilderness, Bywong, Cadgee, Cal Lal, Calwalla, Cambalong, Canyonleigh, Captains Flat, Carabost, Carlaminda, Carnsdale, Carrington Falls, Cartwrights Hill, Catalina, Cathcart, Central Tilba, Chakola, Charleys Forest, Coads Tank, Coila, Colinton, Collendina, Collingullie, Colo Vale, Congo, Cookardinia, Coolringdon, Coolumbooka, Coolumburra, Cooma, Cooma North, Coonong, Cootralantra, Coppabella, Corang, Coreen, Corowa, Corrowong, Corunna, Countegany, Courabyra, Couridjah, Crackenback, Craigie, Creewah, Culcairn, Curlwaa, Curramore, Currawananna, Currawarna, Currowan, Cuttagee, Dairymans Plains, Dalgety, Dalmeny, Dangelong, Daysdale, Delegate, Denhams Beach, Depot Beach, Deua, Deua River Valley, Dignams Creek, Downside, Dry Plain, Dunmore, Durran Durra, Durras North, East Bowral, East Jindabyne, East Kangaloon, East Lynne, East Wagga Wagga, Endrick, Estella, Euberta, Eucumbene, Eucumbene Cove, Eunanoreenya, Eurobodalla, Fargunyah, Farringdon, Fitzroy Falls, Flinders, Forbes Creek, Forest Hill, Foxground, French Park, Frying Pan, Galore, Geehi, Gelston Park, Gerogery, Gerringong, Gerroa, Glen Allen, Glen Fergus, Glenellen, Glenfield Park, Glenquarry, Glenroy, Gobbagombalin, Goolgowi, Goombargana, Greenlands, Greg Greg, Gregadoo, Grong Grong, Grosses Plain, Grubben, Guerilla Bay, Gumly Gumly, Gundillion, Gungarlin, Gunningrah, Hamilton Valley, Harefield, Harolds Cross, Henty, Hereford Hall, High Range, Hill Top, Hill Top, Hillgrove, Holbrook, Holts Flat, Hopefield, Hoskinstown, Howlong, Humula, Indi, Ingebirah, Ironmungy, Jagumba, Jagungal Wilderness, Jamberoo, Jembaicumbene, Jerangle, Jeremadra, Jerrabattgulla, Jerrara, Jimenbuen, Jincumbilly, Jindabyne, Jinden, Jindera, Jingellic, Jingera, Joadja, Kalkite, Kangaloon, Kangaroo Valley, Khancoban, Kiama, Kiama Downs, Kiama Heights, Kianga, Kindervale, Kiora, Knights Hill, Kooringal, Kosciuszko, Krawarree, Kubura, Kybeyan, Kyeamba, Ladysmith, Lake Albert, Lake Illawarra, Lankeys Creek, Larbert, Lavington, Lilli Pilli, Little Billabong, Lloyd, Lockhart, Long Beach, Lords Hill, Lowesdale, Macquarie Pass, Maffra, Majors Creek, Maldon, Maloneys Beach, Malua Bay, Manar, Manchester Square, Mandemar, Mangoplah, Mannus, Maragle, Marlowe, Marrar, Matong, Maxwell, Medway, Meringo, Merriangaah, Merricumbene, Merriwagga, Merton Vale, Meryla, Middle Flat, Middlingbank, Mila, Milbrulong, Minnamurra, Mittagong, Mogendoura, Mogo, Monga, Mongarlowe, Moonbah, Moorong, Moruya, Moruya Heads, Morven, Moss Vale, Mossy Point, Mount Austin, Mount Cooper, Mount Darragh, Mount Lindsey, Mount Murray, Mount Warrigal, Mountain Creek, Mourquong, Mowbray Park, Mullengandra, Mulloon, Mulwala, Munderoo, Munyabla, Murray Gorge, Murrengenburg, Murrulebale, Murrumbucca, Myalla, Myra Vale, Mystery Bay, Narooma, Nelligen, Neringla, Nerriga, Nerrigundah, New Berrima, Nimmitabel, Nimmo, North Batemans Bay, North Narooma, North Wagga Wagga, Northangera, Numbla Vale, Numeralla, Nyora, Oak Flats, Oaklands, Oallen, Oberne Creek, Old Junee, Osborne, Oura, Paddys Flat, Paddys River, Paddys River, Palarang, Palerang, Palinyewah, Pan Ban, Paupong, Peak View, Perisher Valley, Pheasant Ground, Pheasants Nest, Picton, Pilot Wilderness, Pine Valley, Pleasant Hills, Polo Flat, Pomona, Pooncarie, Potato Point, Primrose Valley, Pulletop, Quidong, Quiera, Rand, Razorback, Red Rocks, Redlands, Reidsdale, Rennie, Rhine Falls, Ringwood, Robertson, Rock Flat, Rockton, Rocky Plain, Rose Valley, Rose Valley, Rosemeath, Rosewood, Rossi, Rowan, Rufus River, Runnyford, Ryan, Saddleback Mountain, San Isidore, Sanger, Sassafras, Savernake, Scotia, Shannons Flat, Shell Cove, Shellharbour, Shellharbour City Centre, Snowball, Snowy Plains, South Durras, South Wagga Wagga, Springdale Heights, Springfield, Springvale, St George, Steeple Flat, Surf Beach, Surfside, Sutton Forest, Tabbita, Tahmoor, Taradale, Tarcutta, Tatton, The Brothers, The Gap, The Rock, Thredbo, Thredbo Village, Tianjara, Tilba Tilba, Tinpot, Tolland, Tolwong, Tomakin, Tombong, Tomboye, Toolijooa, Tooma, Tootool, Touga, Tumbarumba, Turlinjah, Tuross, Tuross Head, Turvey Park, Upper Kangaroo River, Upper Kangaroo Valley, Urana, Urangeline, Urangeline East, Uranquinty, Wadbilliga, Wagga Wagga, Wagga Wagga Raaf, Wagga Wagga South, Walbundrie, Walla Walla, Wallacetown, Wallaga Lake, Wamban, Wambrook, Wantabadgery, Wantagong, Warilla, Warri, Wattle Ridge, Welaregang, Welby, Wentworth, Werai, Werri Beach, Westdale, Wildes Meadow, Willigobung, Willow Vale, Willow Vale, Wilton, Windang, Winifred, Wog Wog, Woodlands, Woodlands, Woomargama, Wyanbene, Yanderra, Yarragundry, Yarrunga, Yathella, Yerong Creek, Yerrinbool, Yuluma
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Hello I am Debra Nicholls I am your local Refund Home Loans Territory Manager for Nowra and surrounding areas.

Refund Home Loans are mortgage brokers with a difference! We actually share our commission with our clients! Not only do we not charge any fee for our service - we actually pay you part of the commission we receive from the banks!

That's a REAL CASH REFUND! Plus you get the support and expertise that comes with dealing with a Company that has a national network of brokers and decades of combined experience in the lending Industry.

I am dedicated to customer service.

I will do everything I can to make the borrowing process go smoothly and with a minimum of fuss and stress. I will do all the legwork for you and take the hassle out of choosing you the right loan. I will keep you informed on the progress of your loan and after settlement. I personally deliver your refund cheque and keep in contact to make sure everything is working out. So whether you are buying your first home, borrowing to invest, refinancing for any purpose, consolidating debts, or just want to ask questions, I promise to save you time as well as money.

I will get you the most suitable deal from our many Lenders.

Refund Home Loans can access loans from over 40 of Australia's leading lenders and banks, including small local building societies and non-traditional lenders. The process starts with carefully assessing your needs, then working hard to get you the most suitable deal I can from our panel of lenders. Why would you go chasing around 40 different lenders, when you can have me do it for you!

I can assist you:

If you are a First Home Owner (including the First Home Owners Grant)

Are an Investor looking to expand your investment portfolio

If you are building a Home

If you are an Owner Occupier

If you're Employed or Self Employed (Lo-Doc & No-Doc Loans)

If you are looking to Refinance

With Debt Consolidation

If you have had some credit problems or don't want to have to prove your income

If you're over 60 and want to find a way to release some of your equity to provide income in your retirement

This is my promise to you. I will:

Listen to your needs and carefully assess your circumstances

Help you make an informed decision by researching and comparing products from our panel of over 40 leading lenders

Complete all the paperwork, while talking you through and helping you understand the financial jargon

Liaise with lenders, real estate agents, solicitors and other professionals on your behalf

Keep you fully informed of the progress of your loan application right through to settlement

All this, plus a REAL CASH REFUND from the Lenders Commission! Why would you call anyone else!

Refund Finance & Leasing

We can help you with Finance & Leasing solutions. Click the logo to find out more: