First Home Buyers

Buying your first home is a big step towards your financial security and is a very exciting time, we understand how confusing it can be to try and navigate your own way through the process. Refund Home Loans is here to help you take that big step.

The links below are filled with useful information and tips to help you through the process and provide you with the simple answers to questions you may face when buying a first home. You may also wish to check if you are eligible for a First Home Owners Grant by visiting our First Home Owners Grant criteria page.

If you have any further questions or would like more advice about buying your first home we have Local Refund Home Loans Representatives throughout most of Australia that can come to you and give you simple, helpful advice.

First Home Owners Grant & First Home Buyers Documents

	First Home Buyers - Why & How Much can I borrow?
	5 Reasons you should buy & the answer to the question: How much can I Borrow?
	Pre Approval
	Get a pre approval to determine if you can buy your first home you need to know how much you can borrow. This will help you determine you may need as a deposit.
	First Home Owners Grant (FHOG)
	The FHOG is a one-off payment to assist eligible first home owners to purchase a property.
	First Home Buyers - The Deposit
	How much you need for a Deposit or do you even need a Deposit? As well as several useful day to day savings tips.
	First Home Buyers - Setting Goals
	Outlines the importance of setting attainable goals in your efforts to buy your first home, also includes information about your credit rating.
	First Home Buyers - Quick Budget Table
	A budget is the best way to ensure that your home ownership goals are realised. This is a basic table that can give you an indication of where your money goes.
	First Home Buyers - Typical Expenses
	A list of typical expenses that are associated with buying a property that you need to be aware of and prepared for.
	First Home Buyers - Loan Application Checklist
	This is a checklist of the documentation that you may be asked for when applying for your loan.
	First Home Buyers - Searching for a Property
	Some valuable tips for where and how to search for your property and also what you need to look for in a property.
	First Home Buyers - Property Inspecting Checklist
	Criteria that you should keep in mind when you go and inspect properties that are often looked over.
	First Home Buyers - The Buying Process
	An overview of the buying process and the steps you need to follow to purchase your first property.
	First Home Buyers - Managing your mortgage
	Helpful tips and pointers to help you manage your mortgage.
	FAQ Fact Sheet
	First Home Buyer’s FAQ’s have been answered.